If you are approaching retirement with a 401(k), IRA or simply cash savings in your bank or CD, it's imperative that you take the right action to ensure that you don't outlive your money. Here at National Association of Retirement Services, we offer a wide array of income focused solutions which guarantee a lifetime of income for you and your spouse. Guarantee your income. Just like the foundation in your home, it is there to protect you during a storm. The foundation of your income plan should be guaranteed in case the perfect economic storm hits. For better or worse, the only account that can guarantee you a lifetime income is an annuity. Annuity options are plentiful—many aren’t that great—so carefully compare fees, risks, and potential performance.